We believe that everyone deserves access to financial peace of mind. Our team is dedicated to building simple, transparent, and inclusive financial products that challenge typical channels of credit and improve the lives of our members.

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Our story in numbers
Launched
2017
Members
6M +
Credit Score Points Increased
575k +
Office Dog
1
Team growth stories
The people powering Perpay
We're hiring

Located in the heart of Philadelphia, our office is home to a talented & diverse group of people. We believe that everyone deserves a path to financial stability; the Perpay team comes to work inspired to build life-changing products for our growing customer base... and have fun while doing it.

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Tour our office
Our Partners
Our Leadership
Our Advisors

Andy Newcomb
Advisor

Dave Hayne
Founder, Director

Harry S Cherken Jr.
Director

Josh Kopelman
Advisor

Ralph Schipani
Director

Richard Vague
Advisor

On-time payment history can have a positive impact on your credit score. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make on time payments by the payment due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors. Perpay will report your transactions to Experian®, Equifax®, and TransUnion®. *Based on results observed across more than 5,000 Perpay+ members, customers enrolled in credit building starting in November 2020 observed an average credit score (VantageScore 4.0) increase of 39 points by April 2021. Individual results may vary. Credit score improvement is not guaranteed.

© Perpay Inc., 2022