Products you want.
Payments you’ll love.

Our mission is to help our 2 million members make life’s purchases more accessible and affordable through interest free payments from their paycheck. Answer a few questions to get your Spending Limit and start shopping today!

App preview screenshots
Inc. 5000 Badge
2.2K Ratings
2.1K Ratings
How Perpay Works
Get your spending limit

Answer a few simple questions to access your Spending Limit, which can range from $500 - $2500.

Shop Perpay

Choose from thousands of your favorite products and premium brands in our marketplace.

Set up your direct deposit

We ship your order as soon as we receive your first direct deposit payment. Your order arrives a few days later.

8 easy payments

Pay for your order with a small amount from each paycheck. Your Spending Limit can increase with positive payment history!

Here's a preview into some of the
brands we carry!
Michael Kors
Access your spending limit and start shopping in
60 seconds.