Shop your favorite brands
Use your personalized Spending Limit to shop for the
things you want and need in our online marketplace.
Make automatic payments
Kick back and relax while you automatically pay over time
for your order with a small amount from each paycheck.
Build account history
Each on-time payment helps you build your history.
You can see your credit score increase after just 4 months!
Grow your credit score
As you use Perpay over time, we will continually apply
your history towards helping you build credit.