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Products you want.
Payments you’ll love.

Our mission is to help our 2 million members make life’s purchases more accessible and affordable through interest free payments from your paycheck. Answer a few questions to get your Spending Limit and start shopping today!

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Join the 2 million+ members that see their paycheck differently
"I was able to get approved for a good amount when other apps wouldn't. I particularly like how they deduct payments directly from my paycheck! It makes it extremely easy and hassle-free. They are deducting it over eight paychecks so I don't even realize it's being deducted! I would definitely recommend to friends and family and have already."
- Preston C., Google Play
“I just want you guys to know how much I enjoy using Perpay. It helps me purchase things that I wouldn’t be able to afford otherwise. I have recommended your site to several of my friends and hope it continues to grow.”
- Joseph S.
"I have never done business with a more understanding, patient, and cooperative company such as this one. Thanks so much for all you have done for me and my family this past year. I'll be sure to spread the word and bring you some more business from people that work with me that love to shop online just like me."
- Christina. W.
“Perpay is a great way to get amazing products and not pay all upfront. I was able to get Christmas and birthday done in no time and got some much needed things for our house. Even my husband loves shopping on the app”
- Droptop1, iOS app store
"I just want to say that I am so grateful to have found Perpay! It has allowed me to purchase so many things for my home without having to pay upfront and my spending limit has steadily increased with no problem!"
- Shawntye F
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☆ ☆ ☆ ☆ ☆ 2.2K Ratings
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☆ ☆ ☆ ☆ ☆ 2.1K Ratings
How Perpay Works
Get your spending limit

Answer a few simple questions to access your Spending Limit, which can range from $500 - $2500.

Shop Perpay

Choose from thousands of your favorite products and premium brands in our marketplace.

Set up your direct deposit

We ship your order as soon as we receive your first direct deposit payment. Your order arrives a few days later.

8 easy payments

Pay for your order with a small amount from each paycheck. Your Spending Limit can increase with positive payment history!

Here's a preview into some of the
brands we carry!
Apple
Beats
Nintendo
MCM
Ashley
Samsung
Kitchenaid
Michael Kors
Access your spending limit and start shopping in
60 seconds.