perpay
Big Brands.
Small Payments.
Make Life's Purchases 
Easier 
to Manage
Buy Better
You work hard. Buying the quality products and brands you love for the people you love should be simple and stress-free.
Budget Better
To us, you're more than your credit score. We use income information you provide to customize a spending limit and budget for you.
Live Better
With small, easy payments made automatically from your paycheck, you never have to worry about missing a payment.
Single-Mom-Approved! Having a budget of one, this app has been a life-saver for being able to start-over without breaking the bank.
Virgo72
6/21/2019, iOS App Store
I love the service Perpay provides. It’s so easy to pay because it comes straight from your check. I don’t have to worry about paying a bill because it just automatically comes out. Great idea! I use it all the time.
Duckketz
6/19/2019, iOS App Store
Perpay is a great way to get amazing products and not pay all upfront. I was able to get Christmas and birthday done in no time and get some much needed things for our house. Even my husband loves shopping on the app. Thank You Perpay for helping us make our new house feel and look more like home.
Droptop1
6/18/2019, iOS App Store
I just want to say that I am so grateful to have found Perpay! It has allowed me to purchase so many things for my home without having to pay upfront and my spending limit has steadily increased with no problem!
Shawntye F.
1/22/2019, Customer Chat
Because of Perpay, I’ve been able to provide for my kids in a way that I couldn’t if I didn’t have the ability to pay over time. The allocation from my pay is easy and simple.
Michelle B
10/12/2018, Customer Chat
I just want you guys to know how much I enjoy using Perpay. It helps me purchase things that I wouldn’t be able to afford otherwise. I have recommended your site to several of my friends and hope it continues to grow.
Joseph S.
2/26/2018, Customer Chat
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How Perpay Works
Your Spending Limit

Answer a few simple questions to access your Spending Limit, which can range from $500 - $2,500.

Shop Perpay

Choose from thousands of your favorite products and premium brands.

Sit Back & Relax

We ship your order after we receive your first payroll direct deposit.

8 Easy Payments

Pay for your order with a small amount from each paycheck. Your Spending Limit increases with each purchase!

Sign up in 60 seconds and see your spending limit.
500 brands. 8 easy payments.